In the world of wealth-building, few investments are as overrated as renting out a residential flat.

While many believe it’s a reliable source of passive income, the reality is far more exhausting and far less profitable than it appears. Beneath the surface lies a maze of hidden costs, emotional labor, and relentless involvement that makes this one of the least efficient ways to grow your money… (kind of from personal experience).

The ROI Illusion

At first glance, rental income seems attractive. You own a property, someone pays you monthly, and you sit back and collect the cash. This is what even I had thought and people had talked me into believing it.

But when you factor in:

Continue reading →